Top American Express Cards

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing.

Below you will find every card from American Express, ranked by what we believe to be the best offers and long term value.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Personal Cards

🏆 Best for Luxury Benefits

Annual Fee: $895

Rates & Fees|Terms Apply
As high as 175kBonus Points
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
🏆 Best for Restaurants

Annual Fee: $325

Rates & Fees|Terms Apply
As high as 100kBonus Points
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
🏆 Best for Marriott Loyalists

Annual Fee: $650

Rates & Fees|Terms Apply
100,000Bonus Points
Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
🏆 Best for Hilton Gold Status

Annual Fee: $0 intro annual fee for the first year, then $150

Rates & Fees|Terms Apply
130,000Bonus Points
Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
🏆 Best for Families
As high as $200Bonus Points
As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Annual Fee: $250

Rates & Fees|Terms Apply
85,000Bonus Points
Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
🏆 Best for Groceries and Streaming

Annual Fee: $0 intro annual fee for the first year, then $95

Rates & Fees|Terms Apply
As high as $300Bonus Points
As High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
🏆 Best Entry-level Hilton Card
100,000Bonus Points
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
🏆 Best for Delta Loyalists

Annual Fee: $650

Rates & Fees|Terms Apply
Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026.
🏆 Best for Frequent Delta Flyers

Annual Fee: $350

Rates & Fees|Terms Apply
Earn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026.

Annual Fee: $250

Rates & Fees|Terms Apply
No welcome offer
🏆 $0 Intro Annual Fee

Annual Fee: $0 intro annual fee the first year, then $150

Rates & Fees|Terms Apply
Earn 70,000 Bonus Miles after you spend $3,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.
10,000Bonus Miles
Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new card in your first 6 months of Card Membership.

Annual Fee: $99

40,000Bonus Miles

Annual Fee: $150

40,000Bonus Points
Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases in the first 6 months of card membership.
🏆 Best for Hilton Loyalists

Annual Fee: $550

Rates & Fees|Terms Apply
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
90,000Bonus Points
Earn 7,500 Aeroplan points for every month that you spend $2,000 (for the first 6 months). Earn another 35,000 points when you spend $6,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.
15,000Bonus Points
Earn 1,250 Membership Rewards points for every month you spend $750 (for the first 12 months).
100,000Bonus Points
Earn 70,000 Membership Rewards points when you spend $10,000 in the first 3 months. Earn another 30,000 points when you make a single purchase between months 14 and 17 of card holdership.
70,000Bonus Points
Earn 5,000 Membership Rewards points for each month in which you spend $1,000 (for the first 12 months). Earn 10,000 more points when you spend a total of $4,000 on the card.

Annual Fee: $599 CAD

100,000Bonus Points
Earn 7,500 Aeroplan points for every month that you spend $3,000 (for the first 6 months). Earn another 45,000 points when you spend $9,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.

Annual Fee: $799 CAD

120,000Bonus Points
Earn 80,000 Membership Rewards points when you spend $15,000 in the first 3 months. Earn another 40,000 points when you make a single purchase between months 14 and 17 of card holdership.

Annual Fee: $199 CAD

75,000Bonus Points
Earn 75,000 Membership Rewards points when you spend $5,000 in the first 3 months.

Business Cards

🏆 Best Luxury Business Card

Annual Fee: $895

Rates & Fees|Terms Apply
As High As 300,000Bonus Points
Apply to find out your offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
🏆 Best for Flexible Bonus Earning

Annual Fee: $375

Rates & Fees|Terms Apply
As High As 200,000Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
‍🏆 Best Hilton Business Card

Annual Fee: $0 intro annual fee for the first year, then $195

Rates & Fees|Terms Apply
Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.

Annual Fee: $125

Rates & Fees|Terms Apply
150,000 points + $125 statement creditBonus Points
Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 7/15/26.
$250Bonus Points
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

Annual Fee: $650

Rates & Fees|Terms Apply
Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.
🏆 Best Delta Luxury Card

Annual Fee: $350

Rates & Fees|Terms Apply
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.
🏆 Best Delta Flight Credit

Annual Fee: $0 intro annual fee the first year, then $150

Rates & Fees|Terms Apply
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.
15,000Bonus Points
Earn 15,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
15,000Bonus Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in your first 3 months of Card Membership.
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