Top Bilt Cards

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing.

Below you will find every card from Bilt, ranked by what we believe to be the best offers and long term value.

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Personal Cards

🏆 Best For Renters

Bilt Mastercard

Annual Fee: $0

Rates & Fees|Terms Apply

This card does not offer a welcome offer.Bonus Points

The information for the Bilt Mastercard has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

*The information for the Bilt Mastercard has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer. The Bilt card truly is a game changer for those who pay rent and want to earn points doing just that. BUT, its decent earning structures and monthly bonuses are also solid perks that any travel hacker should consider.

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‍🏆 Best Premium for Earning on Rent

Bilt Palladium Card

Annual Fee: $495

Rates & Fees|Terms Apply

50,000 Points + $300 Bilt CashBonus Points

Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.

The Bilt Palladium Card is one of those rare premium cards that’s not trying to bribe you into loving it with a million confusing perks. If you’re the kind of person who hates category optimization (or just doesn’t want to be doing mental math), this card could be a good option for you. You’re earning up to 1.25x on rent and mortgage, plus points on everyday purchases. You also have the option to earn Bilt Cash on everyday spend (and up to $100 of Bilt Cash earned rolls over to the next year), which adds up quickly if you put real spend on one card.

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‍🏆 Best Mid-Tier Bilt Option

Bilt Obsidian Card

Annual Fee: $95

Rates & Fees|Terms Apply

$200 Bilt CashBonus Points

Earn $200 of Bilt Cash (Up to $100 of Bilt Cash earned rolls over to the next year) when you apply and get approved.

The Bilt Obsidian Card feels like the “adult” version of what most people want from a rewards card with strong everyday earning, a reasonable annual fee, and perks that match your spending habits. It’s not trying to be the fanciest card in your wallet, but it could easily be the one you use the most. The big draw here is that it keeps the most important Bilt perk with up to 1.25x on rent and mortgage payments with no transaction fee, plus accelerated earnings in key spending categories. You also have the option to earn Bilt Cash on everyday spend (and up to $100 of Bilt Cash earned rolls over to the next year).

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‍🏆 Best Starter Bilt Card

Bilt Blue Card

Annual Fee: $0

Rates & Fees|Terms Apply

$100 Bilt CashBonus Points

Earn $100 of Bilt Cash when you apply and are approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.

The Bilt Blue Card is the simplest one in the lineup. Sometimes you just want something straightforward that earns valuable points without asking you to pay an insane annual fee. With the Bilt Blue Card, you still get the headline feature that makes Bilt… Bilt: up to 1.25X points on rent and mortgage payments with no transaction fee. That’s huge, because most rewards cards either can’t do that at all or make it annoying and expensive. Blue is basically the on-ramp for people who want to start earning points from their biggest monthly expense without committing to a pricey annual fee.

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