Best Citi Travel Cards of July 2026

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. Below you will find every card from Citi, ranked by what we believe to be the best offers and long term value.

Personal Cards

🏆 Best for Gas Stations

Citi Strata Premier® Card

Annual Fee: $95

60,000Bonus Points

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.

The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.

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Citi® / AAdvantage® Executive World Elite Mastercard®

Annual Fee: $595

70,000Bonus Miles

Earn 70,000 American Airlines AAdvantage® miles after spending $7,000 within the first 3 months of account opening.

The Citi® / AAdvantage® Executive World Elite Mastercard® is a premium airline credit card designed for American Airlines enthusiasts. Cardholders can enjoy perks like Admirals Club membership, priority boarding, free checked bags, and the opportunity to earn AAdvantage miles for their everyday spending, making it a strong choice for those who frequently travel with American Airlines.

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Citi Rewards+® Card

Annual Fee: $0

20,000Bonus Points

Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.

The Citi Rewards+® Card is a unique rewards credit card that rounds up the points earned on each purchase to the nearest 10, providing a little extra value for your everyday spending. With no annual fee, this card is ideal for individuals looking to maximize their rewards on small purchases and offers a valuable addition to their Citi ThankYou Points collection.

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🏆 Best for Flat-Rate Cash Back

Citi Double Cash® Card

Annual Fee: $0

$200Bonus Points

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.

The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs.

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Citi Custom Cash® Card

Annual Fee: $0

$200Bonus Points

Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.

The Citi Custom Cash® Card is a versatile cash-back credit card that adapts to your spending habits by offering cash-back in your top eligible spending category each billing cycle. With no annual fee and a straightforward rewards program, it's a great choice for those who want to maximize their cash-back earnings on everyday purchases.

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American Airlines AAdvantage® MileUp®

Annual Fee: $0

15,000Bonus Miles

Earn 15,000 American Airlines AAdvantage® bonus miles after spending $500 in purchases within the first 3 months of account opening.

The American Airlines AAdvantage® MileUp is a no-annual-fee credit card that caters to travelers looking to earn AAdvantage miles for American Airlines flights and other purchases. Cardholders can enjoy perks like a bonus on groceries and in-flight savings, making it a cost-effective option for those seeking to accumulate miles for future travel.

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Costco Anywhere Visa® Card by Citi

Annual Fee: $0

Earn 4% on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter.

The Costco Anywhere Visa® Card by Citi is a co-branded credit card exclusively available to Costco members. It offers cashback rewards on various spending categories, including gas, dining, travel, and Costco purchases, making it a valuable choice for individuals and families who frequently shop at Costco and want to earn cash back on their everyday expenses.

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Business Cards

Costco Anywhere Visa® Business Card by Citi

Annual Fee: $0

Earn 4% on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter.

The Costco Anywhere Visa® Business Card by Citi is a co-branded business credit card tailored for Costco members. It offers cashback rewards on a variety of spending categories, including gas, dining, travel, and Costco purchases, making it a valuable choice for businesses that frequently shop at Costco and want to earn cash back on everyday expenses.

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Which Card is Right for You?

Citi offers a wide range of credit cards, perfect for everyone from frequent travelers to daily spenders. For travelers, the Citi Premier card stands out with 3x points on air travel, hotels, and dining. If you're into cash-back, the Citi Double Cash gives you 2% back on all purchases. For those who want a flexible card with no annual fee, Citi Custom Cash lets you earn 5% on your highest spending category each month.

Other Ways to Earn

Citi cardholders can take advantage of extra points by shopping through the Citi Merchant Offers platform, which offers deals with retailers. And, you can transfer ThankYou points to Citi's airline partners, like JetBlue and Singapore Airlines, which offers incredible value. Citi also allows you to pool points across multiple Citi cards, giving you more flexibility when redeeming.

Pros and Cons

Pros

Generous travel rewards and flexible point transfers to airline partners

No foreign transaction fees on many travel cards

Several no-annual-fee cards with solid rewards structures

Cons

ThankYou points have fewer transfer partners compared to competitors

Points often carry lower value outside the travel category

Redemption options like cash-back can be less lucrative than travel

FAQs

What are Citi ThankYou points?

Citi ThankYou points are earned through spending on eligible Citi credit cards. You can redeem these points for travel, statement credits, gift cards, or transfer them to select airline partners.

Which Citi card is best for cashback?

The Citi Double Cash card is a top choice for cash-back. It offers 2% cash-back on all purchases—1% when you buy, and another 1% when you pay off your purchase.

Can Citi ThankYou points be transferred to travel partners?

Yes! Citi ThankYou points can be transferred to various travel partners, including JetBlue, Singapore Airlines, and Virgin Atlantic. However, not all transfer partners offer a 1:1 transfer ratio.

How can I redeem Citi points for travel?

You can redeem Citi ThankYou points for travel by booking through Citi’s travel portal or by transferring points to airline partners for award flights. This gives you flexibility to find the best value for your points.

Are Citi credit cards good for international travel?

Yes, many of Citi’s travel-focused cards, like the Citi Premier, have no foreign transaction fees, making them ideal for international trips.

Do Citi ThankYou Points expire?

Yes, but only if you close your account or fail to use or transfer your points within 60 days after closure.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor

Updated:Jun 30, 2026