Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.
All information about the Citi Double Cash® Card has been collected independently by Daily Drop.
Citi Double Cash® Card
$200 Bonus Points
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Pros & Cons
Pros
- A simple and generous cashback structure with cashback on all eligible purchases
- Access to Citi's online tools and resources for managing your finances
Cons
- The card does not typically offer a traditional welcome offer
- The cash back rate may be lower compared to some specialized category-specific cash back cards
Rewards Summary
- Earn 5% cash back on select travel bookings (additional 3% cash back on hotels, car rentals, and attractions booked through the Citi TravelSM portal until 12/31/25)
- Earn 2% cash back on purchases (1% when you buy and 1% as you pay)
Additional Benefits
- No restrictions on spending categories or spending caps
- 0% Intro APR for 18 months on balance transfers only (after that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness)
Recommended Credit
The recommended credit score for the Citi Double Cash is good to excellent.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Related Articles
Our Experts
Written by: McKay Moffitt
Writer
Updated:Jul 3, 2026
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.