Best Chase Travel Cards of July 2026

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. Below you will find every card from Chase, ranked by what we believe to be the best offers and long term value.

Personal Cards

🏆 Our Most Popular Card

Annual Fee: $95

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
🏆 Best for Travel Credits

Annual Fee: $795

100,000Bonus Points
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
🏆 Best for IHG Loyalists

Annual Fee: $99

140,000 Bonus PointsBonus Points
Earn 140,000 Bonus Points after spending $3,000 in the first 3 months from account opening.
🏆 Best for Marriott Free Nights

Annual Fee: $95

Up to 125,000 Bonus Points + 1 Free Night AwardBonus Points
Earn up to 125,000 Bonus Points + 1 Free Night Award (valued up to 50,000 points) after spending $3,000 on qualifying purchases in the first 3 months. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
🏆 Best for $0 Annual Fee and Intro APR

Annual Fee: $0

$200 Cash BackBonus Points
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
🏆 Best for Southwest Loyalists

Annual Fee: $229

60,000Bonus Points
Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
🏆 Best Southwest Starter Card

Annual Fee: $99

50,000Bonus Points
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Annual Fee: $149

55,000Bonus Points
Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening.
🏆 Best for Rotating Categories

Annual Fee: $0

$200Bonus Points
Earn a $200 bonus after you spend $500 on purchases in the first 3 months of account opening.
🏆 Best for Hyatt Free Nights

Annual Fee: $95

Up to 60,000 Bonus PointsBonus Points
Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee: $0

80,000 Bonus PointsBonus Points
Earn 80,000 Bonus Points after spending $2,000 in the first 3 months from account opening.
🏆 Best for Frequent United flyers

Annual Fee: $0 intro annual fee in the first year, then $150

Up to 60,000Bonus Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user in the first 3 months your account is open.
🏆 Best for United Loyalists

Annual Fee: $695

Up to 90,000 bonus miles Bonus Miles
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Plus, earn an additional 10,000 bonus miles when you add an authorized user in the first 3 months your account is open.
🏆 Best Entry-Level United Card

Annual Fee: $0

Up to 40,000Bonus Miles
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles when you add an authorized user in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
🏆 Best for Aeroplan Loyalists

Annual Fee: $95

60,000Bonus Points
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
🏆 Best Mid-Tier United Card

Annual Fee: $350

Up to 70k bonus miles and 500 PQPBonus Miles
Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user in the first 3 months your account is open.

Annual Fee: $95

75,000Bonus Miles
Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Annual Fee: $95

Earn 85,000 Avios after you spend $5,000 within the first 3 months of account opening.

Annual Fee: $0

Enjoy a low intro APR on purchases and balance transfers for 18 months from account opening.
‍🏆 Best for Amazon Members

Annual Fee: $0

Get a $150 Amazon Gift CardBonus Points
Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members.

Business Cards

🏆 Best Business Card with $0 Annual Fee

Annual Fee: $0

Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.
🏆 Best Chase Welcome Offer

Annual Fee: $95

100,000Bonus Points
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
🏆 Best For Office Supply Purchases

Annual Fee: $0

Earn 1,000 when you spend $8,000 on purchases in the first four months after account opening
🏆 Best Intro United Business Card

Annual Fee: $150

Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles when you add an employee card in the first 3 months your account is open.

Annual Fee: $299

80,000Bonus Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee: $149

60,000Bonus Points
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

Annual Fee: $199

60,000Bonus Points
Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

Annual Fee: $99

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
🏆 Best for High Cash-Back Value

Annual Fee: $195

$1,000Bonus Points
Earn $1,000 bonus cash back (or 100,000 bonus points) after you spend $10,000 on purchases in the first 3 months after account opening.
🏆 Best Premium Chase Business Card

Annual Fee: $795

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

Which Card is Right for You?

Chase credit cards have something for everyone, whether you’re a die-hard traveler, or are just looking to maximize everyday spending. If you’re into premium perks, the Chase Sapphire Reserve might be your go-to with its travel credits and lounge access. Want a card that offers big value without an annual fee? The Chase Freedom Unlimited delivers solid cash-back on all purchases. And if you're a small business owner, the Ink Business Preferred is your best bet for earning points on essential expenses. And, let's not forget about Daily Drop's favorite card of the century...the Chase Sapphire Preferred. Here, there's something for everyone.

Other Ways to Earn

With Chase, you’re never limited to just spending on the card. Transfer points from partners like Hyatt, United, and Southwest to stretch your points further. Chase’s “Pay Yourself Back” feature is another option, letting you redeem points for everyday purchases like groceries or dining. And don’t forget about bonus categories that rotate quarterly with Chase Freedom Flex—earn up to 5x points where you already spend!

Pros and Cons

Pros

Flexible point transfers to major airline and hotel partners

High-value points when redeemed through the Chase Ultimate Rewards portal

Broad range of cards to suit different lifestyles and spending habits

Cons

Some premium cards have higher annual fees

Point transfer ratios aren’t always 1:1 for certain partners

FAQs

Can I transfer my Chase points to other loyalty programs?

Yes! Chase lets you transfer points to various travel partners, including United, Southwest, Hyatt, and Marriott. Most transfers are at a 1:1 ratio, meaning one Chase point equals one airline or hotel point.

How do Chase Ultimate Rewards points work?

Chase Ultimate Rewards points can be earned by making purchases with Chase credit cards. You can redeem points for travel through the Ultimate Rewards portal, transfer them to partner airlines and hotels, or even use them for cash-back, gift cards, or statement credits.

How can I maximize my Chase points?

You can maximize Chase points by using cards with bonus categories for spending, transferring points to travel partners for higher value, and using the “Pay Yourself Back” feature during special promotions.

Is there a limit to how many Chase cards I can have?

Chase is known for its 5/24 rule, which means if you’ve opened five or more credit cards in the past 24 months (from any issuer), you’re likely to be denied for a new Chase card.

Do Chase Ultimate Rewards points expire?

No, your points don’t expire as long as your account is open and in good standing. If you close a Chase card, make sure to use or transfer the points to avoid losing them.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

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