Earn 80,000 Bonus Points after spending $2,000 in the first 3 months from account opening.
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IHG One Rewards Traveler Credit Card
80,000 Bonus Points Bonus Points
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Pros & Cons
Pros
- Opportunity to earn IHG Rewards points for stays at IHG properties and everyday spending
- Gold Elite status within the IHG Rewards program, which includes hotel perks
- A fourth night free benefit when redeeming points for award stays
Cons
- Premium benefits are tailored to IHG properties and may not be as beneficial for travelers who prefer other hotel chains
Rewards Summary
- Up to 17X per $1 spent at IHG Hotels & Resorts (5X points with this card, up to 10X points from IHG® for being an IHG One Rewards Member, and up to 2X points from IHG® with Silver Elite Status, a benefit of this card)
- 3X per $1 spent on monthly bills, at gas stations, and restaurants
- 2X per $1 on everyday purchases
Additional Benefits
- Automatic Silver Elite Status (as long as you remain an IHG One Rewards Traveler Cardmember)
- Redeem 3 nights, get 4th night free
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Offer History
Offer Dates
Offer Details
- Current Offer since Jun 2026Earn 80,000 Bonus Points after spending $2,000 in the first 3 months from account opening.
- Apr 2026 through Jun 2026Earn up to 125,000 bonus points. Earn 90,000 Bonus Points after spending $2,000 in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $4,000 in the first 6 months from account opening.
- Mar 2026 through Apr 2026Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
- Jan 2026 through Mar 2026Earn 90,000 Bonus Points after spending $2,000 on purchases within the first 3 months from account opening and up to 30,000 more points by earning 3 additional points in the first 6 months from account opening on purchases that earn 2x and 3x on up to $10,000 spent.
- Jul 2025 through Jan 2026Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
- May 2025 through Jul 2025Earn 120,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Mar 2025 through May 2025Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Jan 2025 through Mar 2025Earn 100,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Nov 2024 through Jan 2025Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Oct 2024 through Nov 2024Earn 100,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Sep 2024 through Oct 2024Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Jul 2024 through Sep 2024Earn 100,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Apr 2024 through Jul 2024Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Feb 2024 through Apr 2024Earn 100,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Sep 2023 through Feb 2024Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Jun 2023 through Sep 2023Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. And, earn up to $50 in IHG statement credits in the first 12 months.
- Apr 2023 through Jun 2023Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Jan 2023 through Apr 2023Earn 120,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Jul 2022 through Jan 2023Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Mar 2022 through Jul 2022Earn 120,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
- Dec 2021 through Mar 2022Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
Recommended Credit
The recommended credit score for the IHG Traveler is good to excellent.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Written by: McKay Moffitt
Writer
Updated:Jul 3, 2026
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.