Southwest® Rapid Rewards® Performance Business Credit Card card art

Southwest® Rapid Rewards® Performance Business Credit Card

80,000 Bonus Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Rewards Rate
1-4x points
Annual Fee
$299
Our Mission

At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.

Rating Methodology

Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.

We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.

Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.

Read our full methodology for more information.

Pros & Cons

Pros

  • Opportunities to earn Rapid Rewards points for both business expenses and personal travel
  • Valuable inflight Wi-Fi credits
  • Global Entry/TSA PreCheck/NEXUS fee credit

Cons

  • Semi-steep annual fee
  • The premium benefits are tailored to Southwest Airlines only

Rewards Summary

  • 4x per $1 on Southwest Airlines® purchases
  • 3x per $1 on Rapid Rewards hotel and car rental partners (through December 31, 2025)
  • 2x per $1 on social media and search engine advertising, internet, cable, and phone services through December 31, 2025)
  • 2x per $1 at gas stations and restaurants, and on hotel accommodations booked directly with the hotel
  • 2x per $1 on local transit and commuting, Including rideshare
  • 1x per $1 on all other purchases

Additional Benefits

  • Preferred Seat Selection at booking, when available
  • First checked bag free for cardmembers and up to eight additional passengers in the same reservation at no additional cost
  • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
  • Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
  • 9,000 points every year on your Cardmember Anniversary
  • 25% back on inflight purchases
  • 10,000 companion Pass qualifying points boost each year
  • Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
  • Receive a statement credit of up to $120 every 4 years as the reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS
  • No foreign transaction fees

Offer History

Offer Dates
Offer Details
  • Current Offer since Sep 2024
    Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Jun 2024 through Sep 2024
    Earn 80,000 points after spending $5,000 in the first 3 months and an additional 40,000 points after spending $15,000 in the first 9 months.
  • Apr 2021 through Jun 2024
    Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Feb 2020 through Apr 2021
    Earn 70,000 points after spending $5,000 in the first 3 months and an additional 30,000 points after spending $25,000 in the first 6 months.

Our Experts

Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.

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