Earn 4% on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter.
Costco Anywhere Visa® Card by Citi
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Pros & Cons
Pros
- Generous cashback rewards on a variety of spending categories, including gas, dining, travel, and more
- No annual fee with a paid Costco membership
- An introductory 0% APR offer on purchases for a specified period
- Additional benefits for Costco members, including access to the Costco Anywhere Visa mobile app
Cons
- The card typically does not offer a traditional signup bonus
- While it offers great rewards for Costco shoppers, the cashback is paid out annually in the form of a reward certificate that can only be redeemed at Costco
Rewards Summary
- 4% cash-back per $1 on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter
- 3% cash-back per $1 on restaurants and eligible travel, including Costco Travel
- 2% cash-back per $1 on all other purchases from Costco and Costco.com
- 1% cash-back per $1 on all other purchases
Additional Benefits
- no foreign transaction fees
- built-in protections
Recommended Credit
The recommended credit score for the Costo Anywhere Card is good to excellent.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our Experts
Written by: McKay Moffitt
Writer
Updated:Jul 3, 2026
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.