Delta SkyMiles® Reserve American Express Card

• Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
• Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
• Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
• Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
• Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• $240 Resy Credit: Earn up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
• Global Dining Access by Resy gives you special access to participating U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
• $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
• Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
• Receive either a $120 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA PreCheck, depending on whichever application fee is charged to your eligible American Express® Card first.
• Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

If you want to squeeze the most value out of this card, your best bet is to use it for Delta flights, hotels, and when chasing elite status.
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[.dontreco] We don’t recommend: Using miles for merchandise or gift cards [.dontreco]
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The value here is… rough. You’ll usually get less than 1 cent per mile, which isn’t great.

[.sometimesreco] We sometimes recommend: Using miles for Pay with Miles bookings [.sometimesreco]

This gives you about one cent per mile, which is decent, especially for last-minute travel, but it’s not the most valuable way to redeem.
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[.alwaysreco] We always recommend: Booking award flights (especially international or partner redemptions) [.alwaysreco]

You’ll get the best bang for your miles when you redeem them for flights, especially in premium cabins or with partners like Air France, KLM, and Virgin Atlantic.

Delta doesn’t use a traditional transferable currency like American Express Membership Rewards, meaning you earn Delta SkyMiles directly. But you can still use your SkyMiles on Delta’s partner airlines through the SkyTeam alliance and other global partners. A few of the airlines you can book using your SkyMiles include Air France, KLM, Aeromexico, Virgin Atlantic, and others.

1. The Delta Loyalist
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If Delta is your airline of choice and you want to travel like a VIP customer, whether you’ve earned elite status or not, this card is a super solid option for you. You're looking at lounge access, upgrade priority, and Status Boost, which all make it the ultimate choice for leveling up your Delta experience.

2. The Status Seeker
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If you’re trying to climb the Medallion ladder without relying just on flying, this card makes it easier to earn elite perks through spending. It’s especially valuable now that Delta leans more on credit card spend to help you hit MQD requirements.

Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 700, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Reserve Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

The recommended credit score for the Delta Reserve Amex is good to excellent. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, call American Express to please their case, and be granted this card.