Delta SkyMiles® Gold Business American Express Card

• Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Enjoy your first checked bag free on Delta flights worldwide for you and up to 8 travel companions in your reservation. Plus, as a Basic Card Member, you can check your second bag for free on domestic Delta flights.‍
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• NEW: Earn up to $10 back each month after your first Card renewal when using your enrolled Delta SkyMiles Gold Business card for U.S Rideshare purchases with select providers.
• Elevate your travel experience with an annual statement credit of up to $150 after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
• Pay no foreign transaction fees when you travel overseas.
• Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
• Terms and limitations apply.

[.dontreco] We don’t recommend: Redeeming your SkyMiles for non-travel options like merchandise or gift cards [.dontreco]

These typically offer lower value per mile compared to flight redemptions. For example, using miles for gift cards may yield a value of less than 1 cent per mile, which simply isn't the best deal.
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[.sometimesreco] We sometimes recommend: Using miles for domestic economy flights when cash prices are high [.sometimesreco]

This way, you're getting a reasonable value per mile. But, always compare the redemption value to cash fares before booking. In these cases, use the "Pay with Miles" feature, which allows you to offset the cost of a ticket by redeeming miles at a rate of $50 per 5,000 miles.
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[.alwaysreco] We always recommend: Redeeming miles for international business class flights or premium cabin upgrades [.alwaysreco]

This gives you especially great value with Delta's SkyTeam partners. By booking award travel through Delta's partners, you can access a broader range of travel spots and premium perks, making your miles that much sweeter.

Unlike American Express Membership Rewards, SkyMiles cannot be transferred to other travel partners, so what you earn is what you use with Delta. But, you can still redeem for flights with Delta’s SkyTeam partners like Air France, KLM, Korean Air, and more, all directly through the Delta site.

The main strategy here is finding award redemptions with Delta and partners that give you great value for your miles. Keep an eye on Delta’s flash sales and monthly SkyMiles deals for some super good redemptions.

1. The Delta Loyalist
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If Delta is your airline of choice and you fly at least a couple times a year, this card is a no-brainer. You’ll save money with a free checked bag on flights worldwide (and a second free bag on domestic U.S. flights) and priority boarding, and earn extra miles while you’re at it.

2. The Small Business Owner
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You run your own business or freelance, and you need a card that rewards you for your business spending and helps you earn points toward future trips. If you ship products, run ads, or take clients out to lunch, this card could be a smart move. Even if you don’t fly every month, this card still delivers enough value through Delta perks and a modest annual fee. The waived first-year fee makes it even easier to try it out without any major risks.

Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is low, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Gold Business Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

A decent credit score of good to excellent is recommended for the Delta Gold Business Amex. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted this card. The worst they can say is “no,” and more often than not, we’ve found these people want to help!