Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The Hilton Honors American Express Business Card
LIMITED TIME OFFER
130,000 Bonus Points
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Our Take
McKay MoffittIf you’re a business owner who regularly stays at Hilton properties, this card is has some serious value. With automatic Hilton Honors Gold status, solid earning rates at Hilton hotels, and up to $240 back each year on eligible Hilton purchases (up to $60 in statement credits per quarter), it’s great for both everyday expenses and travel. The low annual fee is easy to justify when you add in perks, and while it's not the flashiest business card out there, for Hilton loyalists, it’s a super solid option.
Comparable Cards
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Pros & Cons
Pros
Ability to earn Hilton Honors points on business expenses, stays at Hilton properties, and everyday spending
Complimentary Hilton Honors Gold status, which includes various hotel perks
The potential to earn Hilton Honors Diamond status through annual spending
Access to a range of premium hotel benefits and discounts when staying at Hilton hotels
Cons
Requires high spend thresholds to unlock some of the best perks
Benefits are tailored to Hilton properties and are best for loyalists
Rewards Summary
12x per $1 for each dollar of eligible purchases made directly with hotels and resorts within the Hilton portfolio
5x per $1 on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3x Points thereafter
Additional Benefits
- Enjoy a $0 introductory annual fee for the first year, then $195.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
- You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
- Terms apply.
- See Rates and Fees
How to make the most of your The Hilton Honors American Express Business Card
[.dontreco] We don’t recommend: Redeeming points for gift cards or non-travel purchases [.dontreco]
The value here is often well below 0.5 cents per point, which makes your hard-earned Hilton stash worth much less. Stick to travel redemptions to maximize your spend.
[.sometimesreco] We sometimes recommend: Redeeming points for experiences or transfers [.sometimesreco]
Hilton offers experiences like concerts, culinary events, and private tours through its Hilton Honors Experiences platform. While not always the best cents-per-point value, these can create memorable redemptions. Transfers to airline partners exist, but they’re usually not competitive compared to direct hotel bookings.
[.alwaysreco] We always recommend: Using your Hilton points for hotel stays [.alwaysreco]
Hilton points tend to shine when redeemed for high-value properties like Waldorf Astoria or Conrad resorts. You’ll often see outsized value when booking luxury stays compared to using points at mid-tier properties. Since Hilton allows for “5th night free” on award stays, stretching your points across longer stays is one of the best strategies.
Offer History
Offer Dates
Offer Details
- Current Offer since May 2026Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
- Apr 2026 through May 2026Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
- Feb 2026 through Apr 2026Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 4/15/2026.
- Jan 2026 through Feb 2026Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
- Oct 2025 through Jan 2026Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Offer Ends 1/14/2026.
- Aug 2025 through Oct 2025Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
- Jun 2025 through Aug 2025Earn 150,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Earn an additional 25,000 bonus points after spending an additional $2,000 on purchases in the first six months of card membership.
- Apr 2025 through Jun 2025Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
- Mar 2025 through Jun 2025Earn 180,000 bonus points: 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, then an additional 50,000 points after spending a total of $10,000 or more on purchases in the first six months of card membership.
- Feb 2025 through Apr 2025Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership.
- Jan 2025 through Feb 2025Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
- Sep 2024 through Jan 2025Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership.
- Jun 2024 through Sep 2024Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
- Jul 2023 through Mar 2024Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership.
- May 2023 through Jul 2023Earn 150,000 bonus points plus a free night reward after spending $4,000 on purchases in the first three months of card membership.
- Apr 2023 through May 2023Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership.
- Feb 2023 through Apr 2023Earn 165,000 bonus points after spending $5,000 on purchases in the first three months of card membership.
- Dec 2022 through Feb 2023Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership.
- Oct 2022 through Dec 2022Earn 130,000 bonus points after spending $5,000 on purchases in the first three months of card membership. Plus, earn a free night reward after spending $10,000 on purchases in the first six months of card membership.
- Jul 2022 through Oct 2022Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership.
- May 2022 through Jul 2022Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. Plus, earn up to $130 in statement credits on eligible purchases made at any Hilton property in the first 12 months of card membership.
- Apr 2022 through May 2022Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership.
Who Should Get The The Hilton Honors American Express Business Card?
1. The Hilton Loyalist
If you’re already staying at Hilton properties a few times per year, this card is a no-brainer. The automatic Gold status (free breakfast, upgrades, late checkout) combined with boosted earnings makes Hilton stays much more rewarding.
2. The Small Business Owner
This card’s generous earning rates are perfect for those with small-business expenses. If you funnel your spend here, you’ll rack up Hilton points quickly while working toward Free Night Rewards.
Who Should Not Get The The Hilton Honors American Express Business Card?
Travelers who rarely (or never) stay at Hilton properties won’t find value here. Since points can’t be transferred to other hotels or airlines at competitive rates, you’ll be locked into Hilton redemptions. If your business doesn’t rack up much spend in the bonus categories, or if you’d prefer more flexible points currencies, a Chase or American Express Membership Rewards card may be a better starting point.
Recommended Credit
A decent credit score of good to excellent is recommended for the Hilton Honors Business Card. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted the Hilton Honors Business Card. The worst they can say is “no,” and more often than not, we’ve found these people want to help!
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Frequently Asked Questions (FAQs)
Do Hilton Honors Bonus Points count toward elite status?
No, bonus Points do not count toward elite tier qualification or lifetime status — only Base Points do.
What’s considered an “eligible purchase” for statement credits and earning?
Eligible purchases are charges made directly with Hilton properties (such as room charges, dining, spa), that qualify for up to $60 back per quarter and count toward the $40K spending threshold.
How long after eligible purchases do bonus points post to my Hilton account?
Bonus Points post up to 12 weeks after the end of your billing period.
Can I add employee (authorized user) cards, and are there fees?
Yes, you can add up to 99 Employee Cards with no additional annual fee.
What elite status do I get, and how can I reach the next tier?
You receive Hilton Honors Gold status automatically. To upgrade to Diamond status, spend $40,000 in a calendar year.
Our Experts
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.