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American Express Blue Business Cash™ Card card art

American Express Blue Business Cash™ Card

$250 Bonus Points

Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.

👉 Learn More 👈
Rewards Rate
1-2% cash back
Annual Fee
$0
Rates & Fees|Terms Apply
Our Mission

At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.

Rating Methodology

Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.

We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.

Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.

Read our full methodology for more information.

Pros & Cons

Pros

  • Straightforward cashback rewards on all eligible purchases
  • No annual fee
  • Access to expense management tools and features, making accounting and budgeting easier

Cons

  • The cashback rate may be lower compared to some specialized category-specific business cards

Rewards Summary

  • 2% cash-back per $1 on all eligible purchases on up to $50,000 per calendar year
  • 1% cash-back per $1 on purchases thereafter

Additional Benefits

  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power*.
  • * The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • Terms Apply.
  • See Rates & Fees

Our Experts

McKay Moffitt

Written by: McKay Moffitt

Writer

Updated:Jul 3, 2026

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.

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