As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Everyday® Card from American Express
As high as $200 Bonus Points
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Our Take
McKay MoffittThe Blue Cash Everyday is an easy one to keep in your wallet. It gives without asking for much in return. And, it plays well with others. It racks up solid cash back on groceries, gas, and online shopping — if you want a card that doesn't require much thought, this is a great option. And, I've personally recommended it to friends as a great starter card. It's low commitment, easy to use, and pretty rewarding.
Comparable Cards
Blue Cash Preferred® Card from American Express
Annual Fee: $0 intro annual fee for the first year, then $95
Rates & Fees|Terms ApplyWelcome Offer
As high as $300 Bonus Points
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Pros & Cons
Pros
Cashback on everyday purchases
Access to American Express Offers, which can give you more savings and discounts on various purchases
Cons
Limited international acceptance compared to Visa and Mastercard
No travel-specific perks, so less exciting if you’re looking for flight or hotel benefits
Rewards Summary
3% cash-back at U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations (up to $6,000 per year, then 1%)
1% cash-back on other purchases
Additional Benefits
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
How to make the most of your Blue Cash Everyday® Card from American Express
[.dontreco] We don’t recommend: Forgetting to redeem your rewards [.dontreco]
While the rewards are straightforward, make sure to regularly check your cash back balance and redeem it as needed. It's easy to let it accumulate without taking advantage of it.
[.sometimesreco] We sometimes recommend: Using it for Amazon purchases [.sometimesreco]
With the option to use cash back at checkout, the Blue Cash Everyday is a great option for your Amazon purchases.
[.alwaysreco] We always recommend: Using it for everyday purchases like groceries and gas [.alwaysreco]
Because of its great cash-back rates, use the Blue Cash Everyday for all your day-to-day spending. It's an effortless way to earn consistent rewards.
Offer History
Offer Dates
Offer Details
- Current Offer since Feb 2026As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- Jan 2025 through Feb 2026Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
- Oct 2022 through Jan 2025Earn a $100 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
- Sep 2021 through Oct 2022Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 3 months of Card Membership.
- May 2021 through Sep 2021Earn a $100 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Plus, get 20% back on Amazon in the first 6 months (up to $150 back).
- Feb 2021 through May 2021Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months of Card Membership.
- Nov 2020 through Feb 2021Earn a $100 statement credit after you spend $1,000 in purchases on your new Card within the first 6 months of Card Membership. Plus, earn 20% back on Amazon in the first 6 months (up to $200 back).
- Oct 2020 through Nov 2020Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months of Card Membership.
- Oct 2019 through Oct 2020Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months of Card Membership.
Who Should Get The Blue Cash Everyday® Card from American Express?
1. The Cash Back Lover
If you’re brand new to rewards cards, it’s tough to do better than a no-annual-fee option with strong everyday cash back. This card’s super forgiving if you’re still figuring things out, and no annual fee means no pressure.
2. The Online Shopper
With solid cash back on U.S. online retail purchases, your Amazon hauls and retail therapy sessions are all working for you. It’s basically a tiny rebate on all shopping days. And, if you spend a ton on groceries or constantly fill up the tank? This card is great for you, too. The earnings rates mean even normal errands put some cash back in your pocket.
Who Should Not Get The Blue Cash Everyday® Card from American Express?
If you’re after travel benefits like free checked bags, lounge access, or global entry credits, this isn’t your card. And if you consistently spend way more than $6,000 annually at supermarkets, you might be better served by the Blue Cash Preferred® for its higher earnings rate (even with its fee).
Recommended Credit
The recommended credit score for the Blue Cash Everyday is good. But again, if you’re in a decent place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. And generally speaking, this is a beginner card. It should help you build up your portfolio when used responsibly.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Frequently Asked Questions (FAQs)
Does Amex Blue Cash Everyday work on Amazon?
Absolutely, you can use the Blue Cash Everyday at Amazon checkout or even link it to pay with cash back.
Which card is better, Blue Cash Everyday or Blue Cash Preferred?
It really depends on whether you want points or cash back. The Blue Cash Preferred will give you more cash back for groceries and streaming, while Blue Cash Everyday is great for simple cash back categories.
Is Amex Blue Cash Everyday a beginner card?
Yep, the Blue Cash Everyday is one of the easiest no-annual-fee cards to start with.
Our Experts
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.