Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Best Cards With Elevated Welcome Offers of July 2026

Curious about the cards with the best welcome offers right now? Our job at Daily Drop is to help you travel smarter (and for less!), so we'll keep an updated list of travel cards that feature elevated welcome offers, and ones that you should know about if you're considering adding a new card to your wallet. We’ll make sure you know which ones offer the most value and how to make the most of those bonus points. Whether you're planning a big trip or just want perks for everyday spending, these cards have you covered.

Personal Cards

🏆 Our Most Popular Card

Chase Sapphire Preferred® Card

Annual Fee: $95

100,000Bonus Points

LIMITED TIME OFFER

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.

🚀 Learn How to Apply 👀 Read Our Take

🏆 $0 Intro Annual Fee

Delta SkyMiles® Gold American Express Card

Annual Fee: $0 intro annual fee the first year, then $150

Rates & Fees|Terms Apply

Up to 90,000 Bonus Miles

LIMITED TIME OFFER

Earn 70,000 Bonus Miles after you spend $3,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.

The Delta SkyMiles Gold Amex card is an excellent choice for frequent Delta travelers, offering benefits like a free first checked bag, priority boarding, and opportunities to earn and redeem SkyMiles for flights. With a reasonable annual fee, this card provides a valuable combination of travel perks and rewards for those who prefer Delta.

🚀 Learn How to Apply 👀 Read Our Take

🏆 Best for Frequent Delta Flyers

Delta SkyMiles® Platinum American Express Card

Annual Fee: $350

Rates & Fees|Terms Apply

Up to 100,000Bonus Miles

LIMITED TIME OFFER

Earn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026.

The Delta SkyMiles Platinum American Express Card is a travel rewards credit card designed for frequent Delta Air Lines travelers, offering benefits such as priority boarding, a free first checked bag, and opportunities to earn and redeem SkyMiles for flights, making it an ideal choice for Delta loyalists. While it does come with a moderate annual fee, the card provides valuable perks and rewards for those who regularly fly with Delta.

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🏆 Best for Delta Loyalists

Delta SkyMiles® Reserve American Express Card

Annual Fee: $650

Rates & Fees|Terms Apply

Up to 125,000 Bonus Miles

LIMITED TIME OFFER

Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026.

The Delta SkyMiles Reserve American Express Card is a premium travel credit card tailored for frequent Delta Air Lines travelers, offering luxurious benefits like access to Delta Sky Club, priority boarding, and an annual companion certificate, along with the ability to earn and redeem SkyMiles for flights. With a higher annual fee, this card is designed for travelers who value exclusive airport experiences and are committed to maximizing their Delta loyalty.

🚀 Learn How to Apply 👀 Read Our Take

🏆 Best Southwest Starter Card

Southwest Rapid Rewards® Plus Credit Card

Annual Fee: $99

50,000Bonus Points

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

The Southwest Rapid Rewards Plus Credit Card is a co-branded airline credit card for Southwest Airlines enthusiasts. It offers opportunities to earn Rapid Rewards points on purchases, enjoy benefits like an annual bonus, and provides a convenient way to save on Southwest Airlines flights, making it a solid choice for those who frequently travel with this airline.

🚀 Learn How to Apply 👀 Read Our Take

Southwest Rapid Rewards® Premier Credit Card

Annual Fee: $149

55,000Bonus Points

Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening.

The Southwest Premier card is for people who love to travel with Southwest Airlines. Cardholders can earn Rapid Rewards points for their spending and enjoy benefits such as an annual bonus and in-flight savings, making it a great choice for frequent Southwest flyers. *The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

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🏆 Best for Southwest Loyalists

Southwest Rapid Rewards® Priority Credit Card

Annual Fee: $229

60,000Bonus Points

Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.

The Southwest Rapid Rewards Priority Credit Card is a co-branded airline credit card designed for Southwest Airlines enthusiasts. It offers various travel benefits, including opportunities to earn Rapid Rewards points on purchases, an annual travel credit, and elevated loyalty status benefits, making it a top choice for those who frequently fly with Southwest Airlines.

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🏆 Best for Hilton Loyalists

Hilton Honors American Express Aspire Card

Annual Fee: $550

Rates & Fees|Terms Apply

175,000Bonus Points

LIMITED TIME OFFER

Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.

The Hilton Honors American Express Aspire Card provides premium travel benefits and perks, including elite status, substantial annual credits, and elevated points earning potential, catering to frequent travelers and Hilton hotel enthusiasts.

🚀 Learn How to Apply 👀 Read Our Take

Business Cards

🏆 Best Premium Chase Business Card

Sapphire Reserve for Business℠

Annual Fee: $795

200,000Bonus Points

LIMITED TIME OFFER

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

Between high-value credits, lounge access, and Chase's new Points Boost redemptions, this card is targeting business owners and frequent travelers alike. And unlike the personal version, you'll get bonus points for flights and hotels booked directly and solid points back on ads, too. If you're a frequent flyer (and fan of business travel cards), this newbie more than deserves your attention.

🚀 Learn How to Apply 👀 Read Our Take

🏆 Best For Office Supply Purchases

Ink Business Cash® Credit Card

Annual Fee: $0

$1,000Bonus Points

LIMITED TIME OFFER

Earn 1,000 when you spend $8,000 on purchases in the first four months after account opening

The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!

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🏆 Best Business Card with $0 Annual Fee

Ink Business Unlimited® Credit Card

Annual Fee: $0

$1,000 Bonus Cash BackBonus Points

LIMITED TIME OFFER

Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.

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‍🏆 Best Hilton Business Card

The Hilton Honors American Express Business Card

Annual Fee: $0 intro annual fee for the first year, then $195

Rates & Fees|Terms Apply

130,000Bonus Points

LIMITED TIME OFFER

Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.

The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.

🚀 Learn How to Apply 👀 Read Our Take

🏆 Best Delta Flight Credit

Delta SkyMiles® Gold Business American Express Card

Annual Fee: $0 intro annual fee the first year, then $150

Rates & Fees|Terms Apply

90,000Bonus Miles

LIMITED TIME OFFER

Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.

This card is a solid option for small business owners and frequent Delta Air Lines travelers, offering benefits such as a first checked bag free on flights worldwide (plus a second free on domestic U.S. flights) and priority boarding. With a relatively low annual fee (after the first year), it provides a good balance of travel perks and rewards for Delta loyalists.

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🏆 Best Delta Luxury Card

Delta SkyMiles® Platinum Business American Express Card

Annual Fee: $350

Rates & Fees|Terms Apply

100,000Bonus Miles

LIMITED TIME OFFER

Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.

The Delta SkyMiles Platinum Business Card is an excellent choice for business travelers seeking premium benefits, including priority boarding and an annual companion certificate, while also earning valuable SkyMiles on everyday business expenses. With a moderate annual fee, this card offers a balance of travel perks and rewards that can greatly enhance the travel experience for business owners and employees.

🚀 Learn How to Apply 👀 Read Our Take

Delta SkyMiles® Reserve Business American Express Card

Annual Fee: $650

Rates & Fees|Terms Apply

125,000Bonus Miles

LIMITED TIME OFFER

Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.

The Delta SkyMiles Reserve Business Card is a premium business credit card designed for frequent Delta Air Lines travelers, offering exclusive travel perks like Delta Sky Club access, priority boarding, and an annual companion certificate, along with opportunities to earn and redeem SkyMiles for flights. While it comes with a higher annual fee, it provides significant value for business owners and employees who frequently fly with Delta.

🚀 Learn How to Apply 👀 Read Our Take

🏆 Best for Variety of Credits

United Club℠ Business Card

Annual Fee: $695

2k PQP + 100,000Bonus Miles

LIMITED TIME OFFER

Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.

The United Club℠ Business Card is the premium pick if you're looking to rack up United miles while enjoying some solid travel and business perks — including complimentary United Club access and employee cards at no additional cost.

🚀 Learn How to Apply 👀 Read Our Take

Which Card is Right for You?

When choosing a card with an elevated bonus, consider your spending habits and goals. Are you looking for a huge bonus in exchange for meeting a high spending threshold, or do you prefer a lower threshold with a solid bonus? We’ll help you find the card that fits your lifestyle and maximizes those initial rewards.

Other Ways to Earn

Beyond the super-freaking-awesome welcome offers, there are plenty of ways to continue earning rewards. Look for cards that offer bonus categories, additional spending bonuses, and ongoing rewards programs to keep those points piling up long after the initial offer.

Pros and Cons

Pros

You'll get a significant boost to your rewards balance right from the start, often enough for a major trip

Many cards offer compelling bonuses for meeting certain spending requirements, making them perfect for those who can meet the threshold

An elevated offer can set you up for more valuable redemptions and perks, providing greater overall value

Cons

Many top-tier travel cards come with higher fees, which can be a drawback if you’re not using the perks or earning enough rewards to offset the cost

FAQs

How do I qualify for an elevated welcome offer?

Typically speaking, you’ll need to meet a minimum spending requirement within a specified time frame after opening the card. Be sure to check the terms and conditions of each card to understand the exact requirements.

Are elevated welcome offers worth the high spending requirements?

It depends on your ability to meet the spending requirements and how much value you’ll get from the offer. If you can comfortably meet the requirements and use the offer effectively, it can be well worth it (and help you book that first class ticket).

Can I receive multiple elevated welcome offers from different cards?

Yes, you can apply for and receive elevated welcome offers from multiple cards, but be mindful of your credit score and financial situation. Each card may have its own terms regarding how frequently you can receive offers.

Do elevated welcome offers have an expiration date?

Welcome offers typically need to be earned within a certain timeframe after account opening, so be sure to meet the spending requirements before the deadline. Redemption of earned rewards may also be subject to terms and conditions.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor

Updated:Jun 30, 2026