The Southwest Plus Business Card is the kind of card that'll sneak up on you… in a good way. It’s not flashy, but the savings and perks can really add up, especially if you’re traveling with others. For small business owners who stick with Southwest, it’s a low-cost way to get more value out of every trip.
The Southwest Rapid Rewards Plus Business Card
Annual Fee
$99
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Our Take
Pros & Cons
Pros
- Perks like free checked bags and standard seat selection can save money for group travel
- 10% flight discount code is a nice annual bonus
- Solid earning on Southwest, gas, restaurants, and transit adds up fast
Cons
- Most perks are only useful if you frequently fly Southwest
- No big travel protections or premium benefits
Rewards Summary
- 2x per $1 on Southwest® purchases, including flight, inflight, and Southwest gift cards
- 2x per $1 on Rapid Rewards hotel and car rental partners
- 2x per $1 on local transit and commuting purchases, including rideshare, passenger trains, buses, taxis, and more
- 1x per $1 spent on all other purchases
Additional Benefits
- Group 5 boarding for cardmember and up to eight additional passengers traveling on the same reservation
- 2 EarlyBird Check-ins per year
- 25% back on inflight purchases
- Standard seat selection within 48 hours prior to departure, when available, for the Cardmember and up to eight passengers traveling on the same reservation (for flights in 2026)
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag for free
- Boost of 10,000 Companion Pass qualifying points every year
- $500 fee credit for points transfers per year
- Promotional code for a 10% flight discount each anniversary year (except Basic fare)
Recommended Credit
The recommended credit score for the Southwest Plus Business Card is good to excellent.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our Experts
Written by: McKay Moffitt
Writer
Updated:Jul 3, 2026
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.