Earn 20,000 Scene+ points when you spend $1,000 in the first 3 months. Earn another 20,000 Scene+ points when you spend $7,500 in the first 12 months.
All information about the Scotiabank Gold American Express® Card has been collected independently by Daily Drop.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Scotiabank Gold American Express® Card
40,000 Bonus Points
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Rewards Summary
- 6X points per $1 at Sobeys, Safeway, Freshco, and Foodland
- 5X points per $1 on dining and food delivery
- 5X points per $1 on entertainment purchases
- 3X points per $1 on gas and transit
- 3X points per $1 on streaming services
- 1X points per $1 on everything else
Additional Benefits
- No foreign transaction fees
- Offset travel purchases at a rate of one cent per point
- Eligible for Amex offers
- Priority Pass membership (no complimentary visits)
Recommended Credit
The recommended credit score for the Scotiabank Gold Amex Card is good to excellent.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our Experts
Written by: Tiffany Eastham
Writer & Editor
Updated:Jul 3, 2026
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.