Capital One Spark Miles for Business card art

Capital One Spark Miles for Business

50,000 Bonus Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months.

Rewards Rate
2-5x miles
Annual Fee
$95
Our Mission

At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.

Rating Methodology

Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.

We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.

Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.

Read our full methodology for more information.

Pros & Cons

Pros

  • This card offers 2X miles on all purchases without blackouts or minimum redemptions
  • And, you'll get up to $120 credit for Global Entry or TSA PreCheck®

Cons

  • This card offers no intro APR period on purchases/balance transfers
  • But, it also has fewer perks than other cards of its caliber

Rewards Summary

  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • 2X per $1 on every purchase for your business

Additional Benefits

  • Up to $120 credit for Global Entry or TSA PreCheck®
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Top rated mobile app

Transfer Partners

Program Name
Transfer Ratio
  • Qatar Airways

    1:1

Offer History

Offer Dates
Offer Details
  • Current Offer since Jan 2025
    Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within 3 months from account opening.
  • Jan 2020 through Jan 2021
    Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.
  • Oct 2019 through Jan 2020
    Earn a one-time bonus of 200,000 miles once you spend $50,000 on purchases within 6 months from account opening.

Our Experts

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.

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