This card currently offers a $50 cash bonus when you spend $100 on purchases within the first three months of opening an account.

Capital One SavorOne Student Cash Rewards
Our Mission
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Rating Methodology
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
Read our full methodology for more information.
Pros & Cons
Pros
- No foreign transaction fees
- Cash back rewards in several spending categories
- No annual fee
Cons
- Limits on rewards
- Potentially high APR
Rewards Summary
- 3% cash back on dining, entertainment, popular streaming services, and eligible grocery purchases
- 1% cash back on all other purchases
- 10% cash back on Uber and Uber Eats purchases through November 14, 2024
- 5% cash back on hotels and rental cars booked through Capital One Travel
- 8% cash back on Capital One Entertainment purchases
- A one-time $50 cash bonus after spending $100 in the first three months
Recommended Credit
The recommended credit score for the Capital One SavorOne Student Cash Rewards is none needed.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.
