Capital One Quicksilver Rewards for Students card art

Capital One Quicksilver Rewards for Students

$50 Bonus Points

Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months

Our Mission

At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.

Rating Methodology

Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.

We net the annual fee against statement credits you'll likely use and focus on a welcome offer's true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.

Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.

Read our full methodology for more information.

Pros & Cons

Pros

  • Access to a credit line without a credit check, making it available to those with limited or damaged credit
  • No annual fee
  • Opportunity to demonstrate responsible credit behavior and potentially transition to an unsecured card
  • CreditWise® tool provides credit monitoring and educational resources

Cons

  • Requires a security deposit to determine the credit limit
  • It's primarily focused on credit building and does not offer rewards or cashback

Rewards Summary

  • 1.5% cash-back per $1 cash back on every purchase, every day

Additional Benefits

  • Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening

Our Experts

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by products. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial disclaimer: opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Information was last updated Jul 3, 2026.

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