Best Cards for Earning Points on Gas

Fueling up doesn’t have to mean burning through cash, and the right gas credit card can help you save on every mile. Top gas cards not only reward you for trips to the pump but often come with additional perks for everyday purchases, making them solid additions to any wallet. Whether you're commuting daily or setting out for long road trips, these cards let you earn rewards while keeping more cash (or points) in your pocket.

Personal Cards

🏆 Best for Gas Stations

Citi Strata Premier® Card

Annual Fee: $95

60,000Bonus Points

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.

The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.

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Wells Fargo Active Cash® Card

Annual Fee: $0

200Bonus Points

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.

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Business Cards

🏆 Best for Flexible Bonus Earning

American Express® Business Gold Card

Annual Fee: $375

Rates & Fees|Terms Apply

As High As 200,000Bonus Points

Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits such as purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and manage expenses efficiently.

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🏆 Best For Office Supply Purchases

Ink Business Cash® Credit Card

Annual Fee: $0

$1,000Bonus Points

LIMITED TIME OFFER

Earn 1,000 when you spend $8,000 on purchases in the first four months after account opening

The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!

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Which Card is Right for You?

If you're constantly filling up the tank for road trips, commutes, or weekend adventures, a gas-earning credit card is a must-have. Look for cards offering 3% to 5% cash back or points at the pump, and consider cards that pair well with other bonus categories like dining or groceries. Pick the card that maximizes your spending in gas without sacrificing flexibility in other categories.

Other Ways to Earn

Fill up your tank and your rewards balance at the same time! Many credit cards give bonus points or cash back on gas purchases, turning your regular trips to the pump into opportunities to rack up rewards. Some cards even offer additional perks like roadside assistance or travel benefits.

Pros and Cons

Pros

Earn solid rewards on a necessary purchase

Pairs well with other everyday spending categories like groceries or travel

Cons

Rewards may be limited to specific gas stations

Some cards cap the rewards on gas spending annually

FAQs

Does it matter where I buy gas?

Typically, the bonus rewards apply at most gas stations, but some cards exclude wholesale clubs like Costco or Sam’s Club.

Is there a cap on how much I can earn at the pump?

Many cards set a yearly limit on gas spending for bonus rewards, usually around $6,000.

Do gas station purchases inside the store count?

If the charge codes as "gas station" it often counts, but snacks or car washes purchased separately may not qualify.

Can I earn rewards on electric vehicle charging stations?

Some cards are starting to offer rewards on EV charging stations—check with your issuer to see if this applies to your card.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor

Updated:Mar 6, 2025