Best Cards for Earning Aeroplan Points

Earning Aeroplan points can significantly up your travel plans, allowing you to enjoy more destinations and upgrades. The right credit card can help you accumulate these points on regular expenses. On this page, we’ve compiled the top credit cards for earning Aeroplan points, ensuring you find the best options to elevate your travel experience. Check back regularly for updates on the best offers and rewards available.

🏆 Best for Aeroplan Loyalists

Aeroplan® Credit Card

Annual Fee: $95

60,000Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

The Aeroplan® Credit Card is a travel rewards credit card designed for frequent flyers and Air Canada enthusiasts. Cardholders can earn Aeroplan points for their purchases, enjoy travel benefits like free checked bags, and access exclusive Air Canada perks, making it an ideal choice for those who frequently travel with this airline.

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American Express® Aeroplan® Business Reserve Card [Canada]

Annual Fee: $599 CAD

100,000Bonus Points

Earn 7,500 Aeroplan points for every month that you spend $3,000 (for the first 6 months). Earn another 45,000 points when you spend $9,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.

This card is basically the same as the personal version. If you have a small business in Canada, this is a fantastic way to get meaningful airline benefits (like free checked bags, priority services, unlimited lounge access, etc.) for a not-so-crazy annual fee. *All information about the American Express® Aeroplan® Business Reserve Card has been collected independently by Daily Drop.

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TD® Aeroplan® Visa Infinite* Card

Annual Fee: $139

Rates & Fees|Terms Apply

50,000Bonus Points

Earn 10,000 points when you make your first purchase, 25,000 more points when you spend $5,000, and 15,000 more points when you spend $7,500 (all within the first 12 months).

If you bank with TD, this could be a great card to get started in the Aeroplan space. It doesn't have as many perks and benefits as the American Express Aeroplan cards, but it does have a much lower annual fee.

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American Express® Aeroplan® Reserve Card

90,000Bonus Points

Earn 7,500 Aeroplan points for every month that you spend $2,000 (for the first 6 months). Earn another 35,000 points when you spend $6,000 between months 13 and 16 of card holdership. Earn another 5,000 points for each additional cardholder you add at the time of application.

This is our personal favorite Canadian credit card. Given the popularity of Air Canada and Aeroplan, this card offers TONS of value for frequent or semi-frequent fliers. The high points earning, valuable insurance, and numerous perks like unlimited lounge access make this card a must-have for Canadians. *All information about the American Express® Aeroplan® Reserve Card has been collected independently by Daily Drop.

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Which Card is Right for You?

Choosing the right Aeroplan card depends on how often you fly and what perks you’ll actually use. Frequent Air Canada travelers might love the premium perks of a higher-tier card, like lounge access and priority boarding. But if you’re more of an occasional flyer, a no- or low-annual-fee card might be all you need to earn points and enjoy a few travel benefits. Consider your travel habits and pick the card that best fits those habits.

Other Ways to Earn

Beyond your credit card, you can rack up Aeroplan points by flying with Air Canada and its partner airlines, shopping through the Aeroplan eStore, dining out with the Aeroplan Dining program, and booking hotel stays with participating partners. You can even convert points from select hotel loyalty programs into Aeroplan points, giving you more ways to up your point balance.

Pros and Cons

Pros

Earn points on every purchase that can get you closer to free flights, upgrades, and more

Enjoy travel perks like priority boarding, free checked bags, and access to Maple Leaf Lounges

Maximize your rewards with special Aeroplan offers and partner bonuses

Cons

Aeroplan points are great for Air Canada loyalists but not as flexible for those who fly with multiple airlines

FAQs

What can Aeroplan points be used for?

Aeroplan points can be redeemed for flights, seat upgrades, vacation packages, car rentals, and even gift cards or merchandise through the Aeroplan program.

Do Aeroplan credit cards have annual fees?

Yes, some Aeroplan cards have annual fees, which can vary based on the level of benefits offered. There are options for every budget, from no-annual-fee cards to premium cards with higher fees and more perks.

Can I earn Aeroplan points on everyday purchases?

Absolutely! With an Aeroplan credit card, you’ll earn points on all your purchases, from groceries to gas to dining out.

Are there foreign transaction fees on Aeroplan cards?

Higher-tier Aeroplan cards typically have no foreign transaction fees, making them a great choice for international travelers.

Do Aeroplan points expire?

Aeroplan points expire after 18 months of inactivity, but earning or redeeming points keeps them alive.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor

Updated:Jul 2, 2025